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Investor Presentaiton

○ Sustainability Strategy ENVIRONMENTAL • Climate Change • Biodiversity •Waste Management Water Management SUSTAINABLE FINANCE •Socio-environmental Risk Management in Lending Portfolios • Responsible Investment • Sustainable Insurance •Sustainable Financial Products SOCIAL Human Rights • Financial inclusion and Education Diversity and Inclusion • Human Capital Community Engagement GOVERNANCE • Corporate Governance •Strategy and Materiality • Ethics and Accountability • Risk Management ⚫ Security of the Information MSCI ESG Latest Ratings Action: Three AA consecutive years WORLD FINANCE CORPORATE GOVERNANCE AWARDS WORLD'S MOST SOCIALLY RESPONSIBLE BANKS 2022 Newsweek statista 2 023 DB Div Rev 43 NIM NI ROE TI LD Dep BAP ICAP Guid ESG Eco Loan Mkt Hist C/I App BANK SME B BEST AWARD 2023 GLORANCE GRUPO FINANCIERO
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