Investor Presentation

Income Structure Interest income structure Money market 4% Other 1% Securities 11% Loans and advances to customers 84% Non interest income structure Derivatives Fines and Other 4% 2% penalties 0% Fee and commission. income 40% 39 Investor Presentation | Ameriabank.am FX income 54% Interest expense structure Other Due to 4% CBA/banks, Due to IFI 14% 8% Due to .customers 74% Net fee and commission income structure Guarantee and LCs Account service 15% 9% Credit card maintenance 52% Money_ transfers 24% Λ

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