Investor Presentaiton

VPBANK AT A GLANCE VPBank Vietnam Prosperity Bank FE CREDIT VAY TIÊU DÙNG TÍN CHẤP Established as Vietnam Joint Stock Commercial Bank for Private Enterprises Renamed Vietnam Prosperity Joint Stock Commercial Bank Engaged McKinsey for overhauling business and operating models 1993 2006 2010 2011 2012 Acquired Vinacomin Finance and renamed VPBank Finance Company Total assets: over VND 229 trillion PBT almost VND 5,000 billion IPO listing 1.64 - million shares on HOSE. Chartered capital: VND 15.706 billion Established two subsidiaries: VPBank Securities and VPBank Asset Management Announced 2012-2017 strategy, focusing on Retail and SME 2013 2014 ☐ Launched Household (Commcredit) and Digital Banking businesses Sold VPBS 2015 2016 Aug 2017 O 5

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