Investor Presentaiton

Clear Strategy and Track Record of Success Our Vision: "To be the number one bank in Ireland with dynamic businesses growing internationally" Our Strategy: Maximise returns from our leading position in Ireland Substantially grow our businesses in the UK Grow our portfolio of niche, skill-based businesses internationally Track Record of Success: 12 consecutive years of loan impairment ≤ 20bp (FYE March 2006: 11 bps) 13 consecutive years of ROE ≥ 20% (FYE March 2006: 24%) 15 consecutive years of profit growth (FYE March 2006: 16%) 6 Bank of Ireland Group

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