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Investor Presentaiton

NON-GAAP RECONCILIATION Dollars in thousands, except per share data As of December 31, As of September 30, 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 Total Common Equity Goodwill and Other Intangibles Core Deposit Intangibles LESS: Total Intangible Assets Tangible Common Equity (non-GAAP) Total Assets Goodwill and Other Intangibles Core Deposit Intangibles LESS: Total Intangible Assets Tangible Assets (non-GAAP) $2,099,512 $2,131,289 $2,189,213 $2,285,136 $2,573,821 $27,194 $27,194 $27,194 $38,730 $4,583 $3,403 $2,396 $2,854 $31,777 $30,597 $29,590 $41,584 $2,158,616 $2,255,546 $2,532,237 $2,728,418 $164,911 $188,548 $201,913 $211,784 $243,910 $262,830 $27,194 $27,194 $27,194 $38,730 $38,730 $38,730 $4,583 $3,403 $2,396 $2,854 $1,625 $727 $31,777 $30,597 $29,590 $41,584 $40,355 $133,134 $157,951 $172,323 $170,200 $203,555 $223,373 $266,076 $314,036 $340,853 $428,864 $2,768,773 $3,221,521 $3,763,659 $4,729,399 $5,328,939 $5,475,179 $38,730 $38,730 $38,730 $43,749 $43,749 $43,749 $1,625 $727 $160 $567 $460 $364 $40,355 $38,890 $44,209 $3,724,769 $5,284,730 $39,457 $304,966 $358,352 $38,730 $43,749 $160 $567 $38,890 $385,062 $43,749 $460 $472,977 $491,427 $43,749 $43,874 $364 $299 $44,316 $44,209 $44,113 $44,173 $447,254 $5,731,908 $43,874 $39,457 $3,182,064 $44,316 $4,685,083 $44,113 $5,431,066 $299 $44,173 $5,687,735 Tangible Common Equity / Tangible Assets (non-GAAP) 6.34% 7.32% 7.64% 6.72% 7.46% 7.02% 7.14% 6.70% 6.45% 7.90% 7.86% Tangible Book Value Per Share $9.23 $10.97 $11.96 $11.76 $13.33 $14.69 $17.45 $18.66 $20.22 $20.30 $21.40 CNB FINANCIAL CORPORATION 25
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