Investor Presentaiton

Auctions and repossession activity evolution Auctioned properties (Conducted) per quarter 3.871 During 1H 2023, the Bank continued with its disinvestment strategy through the completion of €24mn REO sales in Greece and €138mn in Cyprus (including Project Sky). Sales in Greece included both commercial as well as residential assets. 40% 1.344 33% FY 2019 FY 2020 236 42% FY 2021 199 40% FY 2022 49 14% Q1 2023 unsuccessful % of successful over conducted auctions REO portfolio evolution (entries/exits) - Greece € mn €0.8bn 40 -58 €0.8bn 22 -61 43 -7% Q2 2023 During early 2023, Alpha Services and Holdings S.A. announced the definitive agreement with the consortium comprised of Dimand S.A. and Premia Properties REIC for the formation of an equity partnership in real estate investment through the sale of a Euro 438 million real estate portfolio (Project Skyline). Project Skyline, is the largest open market real estate portfolio transaction in Greece in recent years, comprises of 573 assets of multiple types, including offices, commercial real estate, residential and industrial/logistics assets, with a gross area of c. 500,000 sq.m. and is estimated to be completed until the end of 3Q23. €0.7bn 45 -46 €0.7bn 4 -24 €0.7bn -224 REO Portfolio Acquisitions 31.12.19 Sales REO Portfolio Acquisitions 31.12.20 Sales REO Portfolio Acquisitions 31.12.21 Sales REO Portfolio Acquisitions 31.12.22 Sales REO Portfolio 30.06.23 Expected Skyline Sales €0.5bn REO Portfolio 30.06.23 adjusted 49 ALPHA SERVICES AND HOLDINGS

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