Investor Presentaiton

INVESTOR PRESENTATION 23 AVERAGE PRICE AND DOWN PAYMENT PERFORMANCE AVERAGE PRICE RUB ths/sqm 142.4 122.0 AVERAGE APARTMENT PRICE AVERAGE DOWN PAYMENT RUB ths/sqm % 230.0 221.1 ▲ +11% 214.5 207.9 208.1 199.1 ▲ +26% 191.9 186.3 164.3 165.5 159.4 158.4 159.1 ▲ +15% 162.7 149.2 135.5 131.6 ▲ +40% 86% 85% 184.2 93% 92% 90% 1Q 20 2Q 20 3Q 20 4Q 20 1Q 21 1Q 20 2Q 20 3Q 20 4Q 20 1Q 21 1Q 20 2Q 20 3Q 20 4Q 20 1Q 21 Source: Company data; change was calculated without rounding Combined St Petersburg Moscow Average price for apartments increased by 26% year-on- year to a record high RUB 208.1 ths/sqm ■ Continued use of dynamic pricing in St Petersburg supported average apartment price growth of 40% year-on- year Average down payment remains at a high level of 90%, helped by mortgages, investment demand and a significant share of business class properties in the sales mix

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