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Investor Presentaiton

ALL Providing Japan's Largest User Base and Product Lineup in SaaS/Fintech Field LO 5 User type Corporate Individual Financial institution Business domain Money Forward Business SaaS Applications for Back Office Operations Money Forward Business SaaS Marketing Platform Money Forward Finance Financial Service Money Forward Home Personal Financial Management Apps Money Forward X Fintech Promotion/ Description ■Provides cloud service for back office operation (accounting/finance and HR); boosts productivity significantly through shift to cloud and automation. ■160,000-plus paying customers, half of which corporate ■Introduced at many accounting firms across Japan; Covers 68% of Japan's top 100 firms*1 ■One of Japan's largest SaaS marketing platforms, operated by Smartcamp ■Provides BtoB deferred payment billing and factoring services Total transaction volume*2 has exceeded ¥30.0 billion. ■Over 12 million users; Japan's No. 1 share*3 ■320,000-plus paying customers ■Connected asset balance of approx. ¥15 trillion *4 ■Through business partnerships, promotes customers' problem solving not limited to improving their personal finance ■Joint service development with 40 financial institutions ■Provides Fintech Platform linking individual/corporate users, financial Key services Money Forward Cloud STREAMED Manageboard V-ONE Cloud BOXIL SaaS) BALES BOXIL EXPO M Money Forward Kessai Money Forward Early Payment Money Forward ME Money Forward X Money Forward Fintech Platform *1 DX Support institutions and fintech companies, using an account-aggregation infrastructure M See page 83 for details. *2 The cumulative amount of receivables that Money Forward Kessai, Inc. has acquired through Money Forward Kessai, BtoB deferred payment settlement service and Money Forward Early Payment, an accounts receivable financing service. *3 See page 87 for details. *4 Total of financial assets in bank accounts connected to services for individuals offered by Money Forward ME and Money Forward X. As of May 31, 2021.
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