Investor Presentaiton
50
50
Mortgage Market in India
60
60
IMPROVED AFFORDABILITY
Best affordability in 2.5 decades.
Government support towards housing has helped improve affordability.
10
Property Value (Rs. 100,000) &
10
20
Affordability
30
40
40
0
20
22.0
15.6
11.1
8.3 6.6
5.9 5.3 5.1 4.7 4.3 4.7 5.0 5.1 5.1 4.5 4.7 4.8 4.6 4.7 4.6 4.4 4.1
3.8 3.7 3.5
1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
Based on customer data
2005
2006
2007
2008
Affordability
2009
2010
2011
2012
2013
HDFC
18.00
16.00
14.00
12.00
10.00
8.00
6.00
4.00
2.00
3.3 3.2
0.00
Property Cost
Representation of property price estimates
Annual Income
Affordability equals property prices by annual income
2014
2015
2016
2017
2018
2019
2020
2021
Annual Income (Rs. 100,000)View entire presentation