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Investor Presentaiton

Latin America - Overview Investment Approach . Scotiabank has a deep history in the Latin American region Our investment approach has remained consistent, in that we start small, understand the market opportunities and build incrementally as the right opportunities present themselves Invested approximately $6.4 billion over the last 2 decades Continue to focus on transactions in our existing markets to build greater scale and long-term sustainable profitability Not looking to enter new markets or "plant new flags" The Pacific Alliance • • Management has identified the Pacific Alliance as a key area of growth for the Bank The Pacific Alliance reflects a trade bloc with a free trade agreement to liberalize commerce and improve integration among Mexico, Peru, Chile and Colombia (and it is expanding) The strategic purpose of the Pacific Alliance is to strengthen trade flows with Asia and to compete with Brazil and Argentina The Pacific Alliance combined, accounts for 40% of Latin America's GDP, comparable to Brazil The Pacific Alliance is a key area of growth for the Bank => through both acquisitions and organically 51 Scotiabank®
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