Investor Presentaiton
Strong Capital Position & Liquidity
As of June 30, 2022
Capital Position*
16.0%
12.0%
13.4%
12.3%
12.3%
10.5%
8.0%
8.5%
8.1%
7.8%
7.0%
4.0%
4.0%
FRB Discount
Window Available
$483
0.0%
FHLB Available
$455
TOTAL
CAPITAL
TIER 1
CAPITAL
TIER I
COMMON
TIER I
LEVERAGE
EQUITY
TANGIBLE
COMMON
EQUITY*
■CATC
Minimum Capital Required**
Liquidity ($M)
Outstanding
Funding $254
Wholesale
Deposits
Available $504
Correspondent
Bank Available $10
Tangible Book Value per Share
Total access to funds of $1.7B
$60.00
$55.00
$50.00
$45.00
$55.01
$55.33
$50.07
$46.66
$40.00
$40.57
$35.00
$30.00
2018
2019
2020
2021
2022
CAMBRIDGE BANCORP
*Current quarter capital ratios are estimated. Tangible Common Equity is not a regulatory capital ratio.
**Minimum Capital Required For Capital Adequacy Plus Capital Conservation Buffer.
Tangible Common Equity and Tangible Book Value Per Share are non-GAAP measures.View entire presentation