Covered Bond Program Overview

Cover Pool (April 2022) % of Current Loan Balance % of Current Loan Balance CIBC◇ 25% 20% 15% 10% 5% 0% 90 35% 30% Remaining Term .اس 25% 20% 15% 10% 0-10 11-20 21-30 31-40 41-60 51-60 61+ Months Current Indexed Loan to Value 0-30 30-35 35-40 40-45 45-50 50-55 LTV % 55-60 60-65 65-70 70-75 75-80 >80 Prince Edward Island New Brunswick Manitoba Saskatchewan Nova Scotia Newfoundland and Labrador Quebec Alberta British Columbia Ontario 0% 5% Townhouse,. 4.97% Semi-Detached, 5.88% Other, 0.38%. Geographic Distribution 10% 15% 20% 25% 30% 35% 40% 45% 50% 55% 60% 65% % of Current Loan Balance Condominium, 15.74% Property Type Detached, 67.95% Multi- Residential, 5.08% % of current loan balance 38

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