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Investor Presentaiton

Santander Argentina: the leading privately-owned bank in Argentina by deposit volumes KEY DATA 3 % ROTE³ H122 YoY Var.5 Customer loans¹ €6,336mn +54.9% Customer funds² €14,822mn +72.6% Underlying att. Profit €145mn +58.0% 33.5% +5.4pp Efficiency ratio 58.0% -4.2pp Loans market share4 10.7% -20bps Deposits market share4 10.9% +6bps Total customers 4.4mn +7.4% Digital customers 2.9mn +4.9% 407 -0.2% Se Employees 8,514 -3.4% Do Bo Branches Strategic Priorities Increase our customer base and loyalty and ensure the best customer service through our multi-channel strategy Further develop new businesses Continue our process of efficiency improvement and simplification through digital transformation Boost profitable growth, optimizing the use of capital and preserving the quality of the portfolio Be agile and collaborative, with challenging goals and clear priorities (1) Gross loans excluding reverse repos. Santander (2) Excluding repos. (3) Adjusted ROTE: adjusted based on Group's deployed capital calculated as contribution of RWAs at 12%. Using tangible equity, ROTE is 20.9%. (4) As at Jun-22. (5) Constant euros. 7
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