Investor Presentaiton

Portfolio Quality - Capital Digital Loans Initiative Robust portfolio quality of loans disbursed post April 2020 (automated credit engine backed) Capital Trust (* in Crores) 22 Total Disbursed: 235 Cr Portfolio Outstanding: 142 Cr 90+ DPD: 2.3% 72 22 Q2FY21 Q3FY21 105 95 Q4FY21 Capital Digital Loans 32 115 5% 142 4% 3% 2.3% 2% 1.7% 1% 0% Q1FY22 Q2FY22 Q3FY22 ―90+

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