Quarterly Financial Overview

Income Statement bank bjb Sharia Income Statement (Rp mn) YOY 3Q22 3Q23 (%) YOY (Rp mn) Financing Income 571,238 669,138 +17.1% +97,900 Financing Expense 166,252 254,059 +52.8% +87,807 Net Financing Income 404,986 415,079 +2.5% +10,093 Other Operating Income 29,950 48,954 +63.5% +19,004 Operating Expense 328,497 371,130 +13.0% +42,633 PPOP 106,439 92,903 -12.7% -13,536 Loan Loss Provision 30,036 39,431 +31.3% +9,395 Non Operating Expense 246 292 +18.7% +46 Income (loss) Before Tax 76,157 53,180 -30.2% -22,977 Tax Expense 16,754 11,101 -33.7% -5,653 Net Income (Loss) 59,403 42,079 -29.2% -17,324 bank bjb Syariah 37

View entire presentation