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Investor Presentaiton

Legacy Portfolio ($ in millions) 1Q19 1Q20 General Insurance run-off lines $15 $36 Life and Retirement run-off lines 87 (133) Legacy Investments 10 (271) Adjusted pre-tax income (loss) $112 ($368) AIG Key Takeaways Legacy APTL driven primarily by investment losses, principally mark-to-market, on FVO investment portfolios in 1Q20 compared to gains in 1Q19 ■ Legacy Life and Retirement APTL primarily driven by alternative investment losses and lower returns on FVO securities Fortitude Re ■ Included in the Legacy results is Fortitude Reinsurance Company Ltd (Fortitude Re). AIG agreed November 2019 to sell a controlling financial interest in Fortitude Group Holdings, LLC, the holding company for Fortitude Re. The sale is expected to close in mid-2020, subject to required regulatory approvals and other customary closing conditions Upon closing of the Fortitude Holdings sale, AIG will recognize a loss on deconsolidation relating to the portion of the unamortized balance of prepaid reinsurance assets that are not recoverable, if any, when AIG is no longer a controlling shareholder in Fortitude Holdings. As of March 31, 2020, the loss on the prepaid insurance assets and related DAC was $2.6B after-tax and would be incremental to any gain or loss recognized on the Fortitude Holdings sale. Due to the embedded derivative, the incremental gain or loss AIG will recognize on the Fortitude Holdings sale would be impacted, perhaps significantly, by market conditions existing at the time the sale closes 20 20
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