Vision 2020 Key Initiatives & Business Breakup

Micro-banking - Portfolio Growth 839 In Rs. crores Portfolio Mix March 31st, 2019 Pre-Jan 2017 0.03% Post Jan 2017 99.97% Loan Tenor 5,028 0.8% 4,220 3,560 2,161 1,483 Mar 31,2015 Mar 31,2016 Mar 31,2017 Mar 31,2018 Dec 31,2018 Mar 31,2019 58.3% • Post Jan 2017 - 90+DPD : 0.54% 2.49 Mn active loan accounts 40.9% 12 Months 18 Months ■24 Months 39

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