Investor Presentation September 2023
Balance Sheet
OMR millions
ASSETS
Cash and balances with Central Bank of Oman
Loans, advances and financing to banks
Loans, advances and financing to customers
Investment Securities
Intangible asset
Property and equipment
2018
2019
2020
2021
2022
Sep-23
302
300
209
251
177
144
329
471
122
125
148
3,159
3,063
3,265
3,346
3,430
274
3,567
304
379
458
446
469
449
1
O
12
13
11
11
15
19
10
8
8
10
104
93
182
249
73
91
4,213
4,326
4,257
4,439
4,317
4,546
بنك ظــفــار
Bank Dhofar
Other assets
Total Assets
LIABILITIES
Due to banks
Deposits to customers
Subordinated loans
Other liabilities
369
2,925
490
2,943
64
158
64
142
Total liabilities
3,515
3,640
452
2,861
35
213
3,561
461
2,976
573
2,892
615
3,051
35
269
3,740
136
3,600
153
3,819
SHAREHOLDERS' EQUITY
Share capital
Share premium
Retained earnings
Other reserves
Total shareholders' equity
Perpetual Tier 1 Capital Securities
Total Equity
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY
4,213
4,326
4,257
4,439
4,317
4,546
32
280
300
300
300
300
300
96
96
96
96
96
96
59
10
34
29
72
83
108
125
111
119
94
94
543
531
540
543
562
572
156
156
156
156
156
156
698
686
696
699
717
727View entire presentation