Bank of Ireland 2020 Debt Investor Presentation
30%
25%
20%
15%
10%
5%
0%
IRB Lending: SME²
EBA Transparency Exercise 20201
Bank of Ireland 2020 Debt Investor Presentation
Bank of Ireland's IRB RWA density across major loan portfolios exceeds a wide distribution of European peers
90%
90%
80%
80%
70%
70%
60%
60%
50%
50%
40%
40%
30%
30%
20%
20%
10%
10%
0%
0%
1
2
3
4
5
6
Bank Bank BOI Bank Bank Bank Bank Bank Bank Bank Bank Bank Bank
10 11 12
7
8
9
2
6
7
4
1
3
BOI Bank Bank Bank Bank Bank Bank Bank Bank Bank Bank Bank Bank
5 10 9 11 12
8
IRB RWA: Domestic Mortgage lending4
Bank 11
Bank 7
Bank 1
Bank 4
Bank 3
Bank 10
Bank 6
Bank 9
Bank 12
IRB RWA: Corporate³
Leverage Ratio (Regulatory Basis)5
8%
7%
6%
5%
4%
3%
2%
1%
0%
BOI Bank Bank Bank Bank Bank Bank Bank Bank Bank Bank Bank Bank
6
2
5
8
10
7
4
3
11 9
12
1 Charts represent 30 June 2020 figures published by the EBA for ABN AMRO, Banco Comercial Português, Groupe BPCE, CaixaBank, Commerzbank,
Danske Bank, DNB Bank, Erste Group, Svenska Handelsbanken, Intesa Sanpaolo, KBC Group, Lloyds Banking Group
2 Credit Risk IRB Approach Risk Exposure Amount divided by Exposure Value for "Corporates - Of Which SME" at 30 June 2020
3 Credit Risk IRB Approach Risk Exposure Amount divided by Exposure Value for "Corporates - Excluding SME & Specialised Lending" at 30 June 2020
4 Credit Risk IRB Approach Risk Exposure Amount divided by Exposure Value for "Retail - Secured on Real Estate Property" at 30 June 2020
5 "Leverage Ratio - Using a transitional definition of Tier 1 Capital" at 30 June 2020
Bank of Ireland
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