IDFC FIRST Bank Merger and Performance Update

Foundation 5b. The Bank offers a wide bouquet of loan products that have seasoned over the years Products offered across varied customer segments including consumers and MSMEs in different parts of India ■ Loan Against Property Long term loans to MSMEs after proper evaluation of cash flows; against residential or commercial property Small Business Loans Unsecured loans to the self- employed individual or entity against business cashflows Consumer Durable Loans Financing to individuals for purchasing of LCD/LED panels, Laptops, Air-conditioners etc. Home Loans To salaried and self-employed customers for purchasing house property Vehicle Loans To salaried and self-employed customers for purchasing two wheelers Micro Enterprises Loans Loan solutions to small business owners Commercial Vehicle Loans Term Loans for individuals and firms for purchasing new and pre- owned CVs Joint Liability Group Loans Loans for livelihood and micro enterprises for women in rural areas Personal Loans Unsecured Loans to the salaried and self-employed customers for financial needs such as medical emergency To salaried and self-employed customers for purchasing a new car or a pre-owned car Apart from these products, IDFC FIRST Bank also offers working capital loans, corporate loans for business banking and corporate customers in India 10 IDFC FIRST Bank

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