2020 Financial Highlights

Financial Highlights Statement of Financial Position: QoQ Change Total Assets N'million Earning Assets Q1 2020 H1 2020 9M 2020 2020FY VAR % VAR 2,246,788 2,403,234 2,575,198 2,758,148 182,950 7.1% 1,522,752 1,578,092 1,703,347 1,828,807 125,460 7.4% Bank Placements 57,133 70,443 53,615 51,799 (1,816) -3.4% Treasury Bills 210,342 206,816 211,073 264,032 52,959 25.1% Bonds 89,450 91,731 166,138 186,870 20,732 12.5% Customer Loans (Naira) 664,643 656,165 715,219 769,401 54,182 7.6% Customer Loans (FCY) 501,183 552,937 557,301 556,705 (596) -0.1% Non-Earning Assets 724,036 825,142 871,851 929,341 57,490 6.6% Cash 35,735 30,430 28,929 44,751 15,822 54.7% Cash Reserve 408,889 487,861 484,340 432,741 (51,599) -10.7% Bal. with other Banks/Settlement 197,141 217,362 251,254 339,331 88,077 35.1% Fixed Assets 38,430 38,275 38,738 38,446 (292) -0.8% All Other Assets 43,841 51,214 68,591 74,072 5,481 8.0% Interest Bearing Liabilities 1,846,297 1,923,814 2,070,115 2,268,094 197,979 9.6% Demand 734,787 706,356 763,743 883,300 119,557 15.7% Savings 312,109 363,920 385,080 424,384 39,304 10.2% Time Deposits 305,366 335,669 349,596 391,342 41,746 11.9% Other Borrowings 50,478 75,788 73,295 99,055 25,760 35.1% On-lending Facilities 252,174 255,996 306,810 308,097 1,287 0.4% Debt Securities 191,383 186,085 191,590 161,916 (29.674) -15.5% All Other Liabilities 158,106 228,731 242,909 216,521 (26,388) -10.9% Equity 242,384 250,689 262,174 273,533 11,359 4.3% 17 www.fidelitybank.ng

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