Investor Presentaiton

Before Tax Consolidated Net Profit, ROA and ROE Net Profit Unit: THB, m Gain on fair value adjustment on investment in associates Divestment and Dividend | Equity (Share in Profit of Associates) EBIT CAGR +10% ROA ROA & ROE 3.5% 3.8% 4.0% 3.0% 2017 2018 2019 1Q20* 8,214 ROA = Net Income (include Non-Controlling Interest )/Average Total Asset 9,421 8,893 10,525 ROE 8,343 7,983 930 2,680 24,515 10.1% 9.3% 11.1% 11.3% 17,151 11,172 12,355 2017 2018 2019 1Q20 NP: 15,259 15,531 18,456 6,111 * LTM basis 2017 2018 2019 1020* ROE = Net Income (Exclude Non-Controlling Interest)/Average Total Equity (Exclude Non-Controlling Interest) P.22

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