Investor Presentaiton

PPP Update U United $472 UNITED Community Bank. PPP Totals ($ in millions) $1,393 $- $200 $400 $600 $800 $1,000 $1,200 $1,400 $1,600 $1,800 $2,000 ■Not Forgiven Forgiven ✓ As of June 30th, approximately 75% of our PPP loans, representing $1.4 billion in loans, have been forgiven by the SBA In 2Q21, we recognized $11.0 million in PPP fees We have $19 million of PPP fees remaining to recognize Average loan amount fully forgiven of $109 thousand 16 U UNITED

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