Q1FY23 Results

General Insurance | General Insurance Loss Ratio and Combined Ratio Loss Ratio Combined Ratio 92% 93% PBT and PAT (RM' mil) 90% 89% 84% 85% PBT PAT 58% 60% 56% 55% 54% 53% FY19 FY20 FY21 Gross Premium Mix and Growth (RM' mil) ■Motor ■Non-Motor 1 FY22 Q1FY22 Q1FY23 YoY GWP Growth:▲ 15% YoY Motor Growth:▲ 21% YoY Non-motor Growth:" (3%) 1,576 1,527 1,560 1,518 18.1% 20.4% 19% 18% 242 260 262 228 233 198 214 YoY PBT Growth: (59%) YoY PAT Growth: (59%) 88 187 79.6% 81.9% 81% 82% 36 73 365 318 19% 18% 30 82% 81% FY19 FY20 FY21 FY22 Q1FY22 Q1FY23 FY19 FY20 FY21 FY22 Q1FY22 Q1FY23 1. Includes motor PA AmBank Group Q1FY23 Results - Investor Presentation 41

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