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Investor Presentaiton

HomeStreet Bank Transformation Since the early 2010's, HomeStreet has been executing a strategy to convert from a legacy thrift to a full-service commercial and consumer bank. This conversion focused on the development of commercial lending and deposit product lines and reducing the size of our single family mortgage operations. S & P has recognized our successful conversion and HomeStreet's Global Industry Classification Standard ("GICS") code is now Regional Bank. (GICS Code 40101015) Currently, HomeStreet is included in the following indices: S&P Regional Banks Select Industry Index S&P United States BMI Banks Index • S&P U.S. BMI Banks - Western Region • Russell 3000 Nasdaq Composite Index p. 4

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