Investor Presentaiton
Income Statement by business line for 9M2020
Group Financial Results for the nine months ended 30 September 2020
€ mn
Net interest income/(expense)
Net fee & commission income (expense)
Other income
Total income
Consumer SME Corporate
Banking Banking Banking
Global
corporate
International Wealth &
Banking Markets
RRD
REMU Insurance Treasury Other
Overseas
Total
94
27
49
50
14
2
20
(10)
1
2
250
26
26
6
8
6
36
2
7
(5)
1
20
(1)
106
1
1
4
2
(2)
42
8
13
121
34
34
57
56
54
CO
6
27 (12)
37
10
35
35
69
0
425
Total expenses
(116)
(16)
(13)
(9)
(23)
(4)
(33)
(6)
(14)
(10)
(24)
(5)
(273)
Operating profit/(loss)
5
18
44
42
47
31
2
(6)
(18)
23
0
11
(5)
152
Loan credit losses of customer loans net of
gains/(losses) on derecognition of loans and
2
(8)
(17)
(97)
5
(3)
(118)
changes in expected cash flows
Impairment of other financial and non financial
(31)
instruments
Provision for litigation, claims, regulatory and other
matters
Profit/(loss) before tax
Tax
Profit attributable to non controlling interest
Profit/(loss) after tax - organic (attributable to
the owners of the Company) 1
(5)
(36)
(4)
(4)
7
18
36
30
31
2
(103) (49)
23
0
12
(13)
(6)
(1)
(2)
(4)
(3)
(4)
I
13
CO
6
(3)
I
(8)
(1)
(7)
4
0
4
CO
6
16
32
27
27
2
(90)
(43)
20
0
(14)
(9)
Profit/(loss) after tax-organic (attributable to the owners of the Company) does not include provisions/net loss relating to NPE sales, including restructuring expenses (attributable to owners of the Company)
1)
Bank of Cyprus Holdings
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