Investor Presentaiton

26 MEASURING UP AGAINST OUR 2022 OUTLOOK Customer loan growth 2022 full year target H1 2022 Actual Above industry 31% 1% Customer deposit growth Above industry Return on Equity Non funded income 18.1% 16.9% 50.0% 45% Cost to income ratio 45.5% 48.2% NPL ratio 7.2% 8.55% Stanbic IT CAN BE

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