Consistent Earnings Growth and Digital Engagement
Low Risk, Deposit Rich Balance Sheet87
Large base of stable retail and commercial
deposits
◉
Personal and business deposits are TD's primary sources of
funds
Customer service business model delivers stable base of
"sticky" and franchise deposits
■ Wholesale funding profile reflects a balanced secured and
unsecured funding mix
Maturity profile is well balanced
Funding Mix 88
P&C Deposits
75%
Trading
Deposits 91
1%
80
TD
Maturity Profile 92,93 (C$B) (To first par redemption date)
Maturity
70
Issuance
60
50
40
30
20
10
0
2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
■MBS Covered Bond Senior Debt ABS Tier 1 Subordinated Debt
Wholesale Term
Debt
H
94
Personal
Term
Deposits
5%
Other
Deposits 89
29%
Personal
Non-Term
Deposits
40%
Wholesale
Term Debt
12%
Short Term
Liabilities 90
13%
47
Term Asset.
Backed
Securities
1%
Mortgage 96
Securitization
9%
Senior
Unsecured
MTN
58%
Covered Bonds
Capital 95
13%
19%View entire presentation