Bank of Ireland 2020 Interim Results

H1 2020 Financial Summary • Underlying loss before tax €669m • Total income 13% lower; net interest income stable • Strong cost discipline; costs reduced by 3% • IFRS 9 impairment charge €937m • • • Bank of Ireland 2020 Interim Results Net lending growth €0.2bn including €1.3bn of revolving credit facilities Pre-impairment organic capital generation 45bps Strong capital position; fully loaded CET1 capital ratio 13.6%, regulatory ratio 14.9% Bank of Ireland 16

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