Canadian Banking and Residential Mortgages Overview

Well-Diversified Business with Strong Returns Earnings by Business Line 1,2 Wealth Management 15% Earnings by Market¹,2 Colombia Asia 1% 1% Caribbean and Central America (C&CA) 3% Wholesale Banking 21% Global Wealth Management 15% Peru Brazil and Other 5% 5% Personal & Canadian Commercial Chile 7% Global Banking and Markets Q1/22 EARNINGS MIX Banking Banking 44% 64% $2.7Bn4 Mexico 7% 21% U.S. Q1/22 EARNINGS MIX $2.7Bn4 6% International Banking 20% Reported Return 27.4% on Equity¹ by 17.2% 17.4% 15.8% Business Line 21.2% 12.2% 14.3% 14.9% 12.7% 9.5% 3-year average ROE Global Wealth Management 1 Net income attributable to equity holders for the 3 months ended January 31, 2022; 2 May not add due to rounding; 4 Excludes Other segment Canadian Banking International Banking Global Banking and Markets All Bank Canada 65% 6

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