Office Loans Investment and Deposit Portfolio Analysis

National Lending Purchased Portfolio - Further Analysis Northeast BANK National Lending Purchased Portfolio Dollars in thousands Current Basis # of Loans % of Portfolio Original Principal Balance Current Principal Balance Origination Year Pre-2013 2013-2018 2019 and later Total $268,414 $734,501 $477,204 $1,480,119 867 2127 537 3,531 18% 50% 32% 100% $623,205 $1,213,237 $643,664 $2,480,106 292,547 813,218 562,183 1,667,948 % Principal Paid Down Since Origination 53% 33% 13% 33% Current Basis / Original Principal 43% 61% 74% 60% All data as of June 30, 2023, unless otherwise noted. Loan balances exclude net deferred fees and costs. 15

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