PitchSend

Investor Presentaiton

Global energy portfolio but containable Global Energy Portfolio* AAA to BBB+ BBB to BBB- 46% $4.5b - some issues, Exposure by geography 9% 21% $2.0b US Energy Portfolio 25% 4% 9% 53% BB+ to BB 32% $0.7b 24% $2.3b 16% $0.36b Aust/NZ (77.5% Inv Grade) BB- 1% 36% $0.8b > BB- 8% $0.8b 16% $0.36b (AUDm) Total Limits B+ to CCC Sep-02 $9.6bn 4.8% $0.46b # of customers Sep-02 # of customers Americas (43.5% Inv Grade) UK/Europe (64.6% Inv Grade) Asia (61.0% Inv Grade) 78 $2.2bn 26 12 12.2% $0.27b 5 Middle East (98.0% Inv Grade) Non Accrual 3.2% $0.3b 5 4.0% $0.09b 2 >BB = B+ B, B-, CCC & non-accrual * Risk grade profile by limits ANZ 45 Investor Presentation

View entire presentation