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Investor Presentaiton

Macquarie FY20 result announcement I macquarie.com Introduction Overview of Result Result Analysis and Financial Management Outlook Appendices Funded balance sheet remains strong Term liabilities exceed term assets 31 Mar 19 180 $Ab 31 Mar 20 180 $Ab O MACQUARIE 150 ST wholesale issued paper 3% 150 Other debt maturing in the next 12 months 1 8% ST wholesale issued paper 5% Other debt maturing in the Cash, liquids and self-securitised assets 539% 120 next 12 months 1 10% Cash, liquids and self-securitised assets 534% 120 TOTAL CUSTOMER DEPOSITS8 $A67.1b 20% FROM MAR 19 Customer deposits 42% 90 90 Customer deposits 40% 90 Trading assets 15% Loan assets (incl. op lease) Trading assets 14% Loan assets (incl. op lease) < 1 year 8% 60 < 1 year 10% 60 Debt maturing beyond Debt maturing beyond 12 months ² 31% NEW TERM FUNDING⁹ $A26.0b RAISED SINCE MAR 19 12 months 2 29% 30 Loan assets (incl. op lease) > 1 year 36 35% 30 Loan assets (incl. op lease) > 1 year 36 32% Equity and hybrids 34 16% Equity and hybrids 34 16% 0 Funding sources Equity investments and PPE 37 6% Funded assets 0 Funding sources Equity investments and PPE 37 7% Funded assets NEW CAPITAL ISSUANCES $A1.7b THROUGH INSTITUTIONAL PLACEMENT & SPP 10 These charts represent Macquarie's funded balance sheets at the respective dates noted above. For details regarding reconciliation of the funded balance sheet to Macquarie's statutory balance sheet refer to slide 69. 1. 'Other debt maturing in the next 12 months' includes Structured notes, Secured funding, Bonds, Other loans, Subordinated debt and Net trade creditors. 2. 'Debt maturing beyond 12 months' includes Subordinated debt. 3. Non-controlling interests are netted down in 'Equity and hybrids' and 'Equity investments and PPE' and 'Loan assets (incl. op lease) > 1 year'. 4. Hybrid instruments include Macquarie Additional Capital Securities, Macquarie Capital Notes 2, 3 & 4, Macquarie Bank Capital Notes (BCN) (BCN were redeemed in Mar 20) and Macquarie Income Securities (MIS) (MIS were redeemed in Apr 20). 5. 'Cash, liquids and self-securitised assets' includes self- securitisation of repo eligible Australian assets originated by Macquarie, a portion of which Macquarie can utilise as collateral in the Reserve Bank of Australia's Committed Liquidity Facility. 6. 'Loan Assets (incl. op lease) > 1 year' includes Debt investment securities. 'Equity investments and PPE includes Macquarie's co-investments in Macquarie-managed funds and equity investments. 8. Total customer deposits as per the funded balance sheet (SA67.1b) differs from total deposits as per the statutory balance sheet ($A67.3b). The funded balance sheet reclassifies certain balances to other funded balance sheet categories. 9. Issuances cover a range of tenors, currencies and product types and are AUD equivalent based on FX rates at the time of issuance and include undrawn facilities. 10. Share Purchase Plan (SPP) was offered to existing shareholders post completion of the Institutional Placement. 21
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