RBC Business Segments and Market Strategy slide image

RBC Business Segments and Market Strategy

City National - A powerful & scalable engine for U.S. growth Expanding into U.S. private & commercial banking Enhancing U.S. wealth & asset management platform Extending full commercial & corporate capabilities Expense synergies Deposit synergies Growth initiatives ☐ ☐ ☐ Introducing City National's full suite of U.S. private and commercial banking products and services to RBC clients ~330,000 RBC U.S. Wealth Management households ~230,000 RBC Canadian cross-border clients ~82,000 RBC Canadian commercial clients Adding scale in wealth and asset management - Combined U.S.-based client assets of ~C$411BN Brings RBC's Wealth Management segment to over C$1.3 trillion in client assets globally Expanding the distribution channels for RBC and City National wealth management products ~2,100 combined advisors Accessing RBC Capital Markets' advisory, capital raising and risk management capabilities Extending full commercial and corporate capabilities to City National's key industry verticals (entertainment, real estate, technology and healthcare) Vertical alignment allowing for greater depth Leveraging RBC Capital Markets' market-leading platform into additional industry verticals for City National Replicate RBC's successful Canadian referral model between Commercial Banking and Capital Markets with City National and RBC Capital Markets RBC Consolidation of non-client facing infrastructure across City National, RBC Wealth Management and other RBC businesses Achieving scale benefits in procurement, technology and other functional areas Improving productivity via cross-sell and referrals Ability to attract additional deposits from RBC Wealth Management and Capital Markets clients Utilize low cost sweep balances from RBC U.S. Wealth Management as an additional competitive funding advantage to support future loan growth Introducing City National's private and commercial banking solutions through RBC's U.S. Wealth Management advisor and client base Leveraging RBC's platform and financial strength to increase City National's market penetration Accelerating expansion into other new high-growth markets through an expanded network Business segments The data on this slide, including client assets, number of clients, and number of advisors represents the most currently available data as of January 31, 2016. 18
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