Investor Presentaiton

Origination yields improved by 10 bps to 12.50%" in Q3'22 driven by increased contribution of Griha Poorti Disbursement Yield @ Origination * Product Mix @ Portfolio SHRIRAM HOUSING FINANCE 12.1% _ 12.0% 12.1% 12.1% 12.2% 4.0% 3.7% 3.3% 3.9% 4.3% 0.5% 5.1% 11.6% 13.2% 12.8% 12.8% 12.9% 28.9% 28.9% 27.5% 12.7% 35.0% 33.2% 27.8% 11.8% 11.9% 11.9% 12.1% Dec-20 6.0% 5.5% 5.3% 5.3% 6.4% 6.9% 62.4% 61.7% 62.8% 61.2% 54.4% 56.8% Dec-21 Sep-20 Dec-20 Mar-21 Jun-21 Sep-21 Dec-21 HL Top up LAP CF CL Mar-21 Jun-21 Sep-21 NHL -Sourcing Yield HL * Excl. Processing Fees # Including Processing Fees, the yield increases by ~30 bps 15

View entire presentation