Financial Performance and Digital Progress Update

Reconciliation for non-GAAP Financial Measures International Banking: Return on Equity, NIAEH ($MM) Mexico Reported Basis ($MM) Return on Equity FY21 FY22 FY23 Return on Equity FY21 Reported Basis FY22 FY23 Chile Net Income Attributable to Common Shareholders 586 Total average common equity 3,093. Return on Equity 18.9% 745 3,393 22.0% 864 3,760 23.0% Net Income Attributable to Common Shareholders Total average common equity Return on Equity 605 841 639 5,365 5,844 6,189 11.3% 14.4% 10.3% ($MM) |($MM) Return on Equity FY21 FY22 FY23 Return on Equity FY21 FY22 FY23 Peru Colombia Net Income Attributable to Common Shareholders 301 382 418 Total average common equity 2,655 2,772 2,612 Net Income Attributable to Common Shareholders Total average common equity 68 44 -19 1,263 1,333 1,247 Return on Equity 11.3% 13.8% 16.0% Return on Equity 5.3% 3.3% -1.5% ($MM) ($MM) Return on Equity FY21 FY22 FY23 Return on Equity FY21 FY22 FY23 English Caribbean Dominican Republic Net Income Attributable to Common Shareholders 204 298 Total average common equity 1,158 Return on Equity 17.6% 1,141 26.1% 544 1,078 50.4% Net Income Attributable to Common Shareholders Total average common equity 50 57 68 628 671 672 Return on Equity 7.9% 8.5% 10.1% ($MM) Return on Equity FY21 FY22 FY23 Central America Net Income Attributable to Common Shareholders 67 83 93 Total average common equity 1,368 1,379 1,401 Return on Equity 4.9% 6.0% 6.7% ($MM) Pacific Alliance Return on Equity Q4/22 Reported Basis Q3/23 Q4/23 Net Income Attributable to Common Shareholders Total average common equity Return on Equity ($MM) Return on Equity Caribbean and Central America Net Income Attributable to Common Shareholders Total average common equity Return on Equity 527 13,880 15.1% 478 411 13,633 13,082 13.9% 12.5% Reported Basis Q4/22 Q3/23 Q4/23 110 160 162 3,405 3,105 3,201 12.8% 20.4% 20.1% ($MM) Reported Basis Constant FX Basis¹ Net Income Attributable to Equity Holders Pacific Alliance Q4/22 528 Q3/23 479 Q4/23 412 Q4/22 585 Q3/23 466 Q4/23 412 Caribbean and Central America 109 160 163 100 164 163 1 Refer to non-GAAP measures on page 20 of the Management's Discussion & Analysis in the Bank's 2023 Annual Report, available on http://www.sedarplus.ca 46

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