Investor Presentaiton
Opening up a world of opportunity
Our Strategy
Asia
Wealth
Digital Business
Services
Financials
We recognise some fundamental shifts and have aligned our strategy accordingly
Lower for longer interest rates globally
The digital experience economy as a new norm
Increased focus on sustainability
Evolution of major interbank rates 11, %
Digital banking usage up -30% 12
% customers increasing digital usage, mid-2020 vs. pre-Covid-19
Green, Social and Sustainability (GSS) bond market14,
$bn
3.0
US
UK
-
HK
80%
Mobile
Online
60%
40%
2.5x
445
261
179
Industry
- Avg
1.5
20%
2018
2019
2020
0%
US
UK
China
India
GSS share of
Global
2.7%
3.6%
5.0%
125%
253%
DCM14
0.0
2018
2019
2020
2021
HSBC
increase in HSBCnet
mobile downloads13
increase in HSBCnet
mobile payments13
Companies with
disclosed climate
action targets 15
228
5x increase ➤ 1,106
Our response
Accelerate shift towards fee
income and improved cost
efficiencies
Our response
Increase investments in technology across
customer platforms
Our response
Ambitious Sustainable Finance support
for our clients and to be a net-zero bank
18View entire presentation