HOUSING DEVELOPMENT CORPORATION Investors Presentation slide image

HOUSING DEVELOPMENT CORPORATION Investors Presentation

Financial overview of HDC Total debt, Total assets, and Total debt / Total assets (US$m, %) 1,812 27% 486 1,964 32% 631 2,341 Adjusted EBITDA (1) and Adjusted EBITDA margin (1) (US$m, %) 30% n.m. 220.8 695 2018A 2019A 11M2020 ■Total assets Total debt Total debt/Total assets Adjusted EBITDA (1) / Finance costs (x) DSCR (%) 33.0x 2018A 2.8x 1.6x 2019A 11M2020 90% 65% 33.0 HOUSING DEVELOPMENT CORPORATION 19.6 2018A 2019A 11M2020 ■ EBITDA EBITDA margin 119.0% 120.0% 111.0% 2018A 2019A 11M2020 Healthy financial metrics that are consistently within loan covenants Source: Company information, FX of USD/MVR 15.42 used. Note: (1) Figures for 2018, 2019, 11M2019 and 11M2020 are not prepared on a pro-forma basis accounting for the GMIZL merger. Adjusted EBITDA represents EBITDA as adjusted for costs that are considered by management to be not reflective of the Company's core operations. EBITDA margin for 2018 exceeds 100%, deeming it not meaningful. 26
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