Financial Performance Overview slide image

Financial Performance Overview

Portfolio growth driven by new customers, ticket size growth moderate Net Advances In Rs. crores 3.27 Million active loan accounts In crores 10% Growth Quaterly-Disbursement-FY-23 CBS Migration 1,879 7,132 1,457 6,445 4,852 5,021 MF Regulations - BRE and BCMS development 5,028 4,584 23 Mar 31,2019 Mar 31,2020 Mar 31,2021 Mar 31,2022 Sept 30,2022 Dec 31,2022 Q1-FY-23 Q2-FY-23 Q3-FY-23 Average Ticket Size Average Outstanding 42,611 40,960 41,325 38,708 38,472 39,853 36,253 39,834 39,586 39,817 38,889 36,784 33,385 33,930 36,128 36,664 34,879 32,276 29,971 31,359 30,334 27,914 27,673 26,456 26,589 26,656 24,028 24,287 24,462 24,817 23,356 23,042 20,393 19,650 22,395 21,369 19,192 19,599 19,556 18,055 17,894 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Jun-22 Sep-22 Mar-18 Mar-19 Mar-20 RBL Mar-21 Peer Mar-22 16,217 Jun-22 Sep-22 RBL Peer Industry Industry apno ka bank | RBL Bank Peers: two largest banks, two SFB's and two prominent MFI's Source: Equifax *NPA Post COVID Book, Originated on and sfter April-2021 New Book Considered Portfolio originated on and after April-2021 44
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