Financial Performance Overview
Portfolio growth driven by new customers, ticket size growth moderate
Net Advances
In Rs. crores
3.27 Million active loan accounts
In crores
10% Growth
Quaterly-Disbursement-FY-23
CBS Migration
1,879
7,132
1,457
6,445
4,852
5,021
MF Regulations - BRE and BCMS
development
5,028
4,584
23
Mar 31,2019 Mar 31,2020 Mar 31,2021 Mar 31,2022 Sept 30,2022 Dec 31,2022
Q1-FY-23
Q2-FY-23
Q3-FY-23
Average Ticket Size
Average Outstanding
42,611
40,960
41,325
38,708
38,472
39,853
36,253
39,834
39,586
39,817
38,889
36,784
33,385
33,930
36,128
36,664
34,879
32,276
29,971
31,359
30,334
27,914
27,673
26,456
26,589
26,656
24,028
24,287
24,462
24,817
23,356
23,042
20,393
19,650
22,395
21,369
19,192
19,599
19,556
18,055
17,894
Mar-18 Mar-19 Mar-20
Mar-21
Mar-22
Jun-22
Sep-22
Mar-18
Mar-19
Mar-20
RBL
Mar-21
Peer
Mar-22
16,217
Jun-22
Sep-22
RBL
Peer
Industry
Industry
apno ka bank | RBL Bank
Peers: two largest banks, two SFB's and two prominent MFI's
Source: Equifax
*NPA Post COVID Book, Originated on and sfter April-2021
New Book Considered Portfolio originated on and after April-2021
44View entire presentation