1H24 Financial Results

Supporting our customers 3 million customers engaging monthly with our money management tools¹ Money Plan Money management tools in one place Bill Sense Predict and prepare for upcoming bills Benefits finder Easier access to a range of benefits Spend Tracker Easily view and categorise spending Cash Flow View Track income, spending, saving & investments Goal Tracker Set and track a savings goal Money plan Spend Weekly Budget 4 days to go Eating out $280 spent Shopping $800 spent Set a budget Japan holiday 6 days. Scheduled → $400.00 < Monthly Spend Log off Done commbank.com.au AA Master $400.00 6 days Scheduled Save See bills and payments Bill calendar $250 left. September has extra bills. Aim to set aside $2,996 for the month today Bills and payments TV subscription Tomorrow Card debit Predicted Phone Bill 5 Feb Check your bill Janan trin $1,000 left. Your benefits Start categorising benefits to make it easier for you to claim 365 -$370 -$980 -$1,320 -$1,100 Mar May Junt Jul Aug Sep Personal Business Track $6,532 $5,672 $5,672 Show All Recommended for you Dec Jan Feb Based on your answers See all month $14.99 September spending -$500.00 Eating out. -$800.00 9 transaction Monthly cash flow < $2,600 -$1,300 $750 $1,000 Income Savings Spending Investing Apri May Jun 0 Income $2,600 > Savings. $750 > Spending -$1,300 > Transport 1 transaction -$100.00 Investing $1,000 > Entertainment -$150.00 1 transaction PayTo Utility Relief Grant Scheme to Health. -$50.00 $59.95 Get up to $475 3 transactions Manage your payment agreements in the PayTo hub Save money on your electricity bill $100.00 340,000 customers engaging monthly² 1.5 million customers engaging monthly2 ~$1.2 billion benefits identified³ Account GoalSaver Goal Saving for something? Let's set a goal to help you stay on track Set a goal 回 Cards E = Home Accounts Pirk * ☆ For you 980,000 950,000 customers engaging monthly2 customers engaging monthly² 670,000 goals in progress4 1. Average monthly unique customers who engaged with one of our money management features in the CommBank app between July 2023 to December 2023. Money management features include Money Plan, Spend Tracker, Bill Sense, Category Budgets, Cash Flow View, Goal Tracker, Credit Score, Carbon Tracker, CommSec Pocket and Smart Savings. 2. Average monthly unique customers who visited the respective Money Plan, Bill Sense, Spend Tracker and Cash Flow View features in their CommBank app between July 2023 to December 2023. 3. Estimated value of retail and business benefits connected to customers since inception (2019). 4. Number of active goals in the month of December 2023. 53

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