Investor Presentation Q1 FY24

Portfolio Concentration and Delinquency Trend Old Book vs New Book Portfolio Contribution % 1.68% 98.32% Old Book ■New Book *New Book Considered Portfolio originated on and after April-2021 Portfolio Comparison 68% 63% 56% RBL 42% Peer 1 ■Top 3 states ■Top 5 states Microfinance PAR - RBL* vs Peer/Industry 2.61% 2.07% 2.10% 1.65% 1.80% 1.36% 1.26% 1.06% 1.08% RBL_Apr 23 Peer 1 Apr 23 Industry Apr'23 30+ 60+ 90-179 apno ka bank | RBL Bank Peer Group-1 two largest banks, two SFB's and two prominent MFI's Source: Equifax for Peer Group-1 and Industry Data which is as of April 2023 57% 39% Industry Source Equifax- Data as of April-2023 38

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