ANZ 2023 Half Year Results

ANZ 2023 Half Year Results OTHER OPERATING INCOME Total other operating income (excluding Markets), $m Net fee & commission income (excluding Markets), $m 1,452 1,358 53 1,360 953 272 136 890 75 166 84 11 72 168 1,040 66 99 48 Includes seasonality 199 165 213 Lower cards income & funds management fees 103 43 impacts & 101 74 reduced income from businesses divested 298 266 998 953 897 869 161 153 Higher guarantee fees in Transaction Banking and higher deal activities in Corporate Finance Higher commercial card fee income 226 243 Higher cards revenue and new home loan offset account fees 2H21 1H22 2H22 -49 1H23 1H22 -4=-7: 1H23 Net fee and commission income FX earnings Large / Notable items Aus. Retail Institutional Share of associates profit Other Aus. Commercial New Zealand Basis: Cash Profit continuing operations 1. 1H22 largely the result of divested business impacts Pacific & Other Large / Notable items¹ 69

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