Satin Financial Review and Growth Strategy slide image

Satin Financial Review and Growth Strategy

COVID 19 Business Update Credit Cost and Provisioning As of 30th Sep 20, on-book GNPA stood at 2.9% We have made adequate provisions against default risk of our book under moratorium and other exigencies; As on 30th Sep'20, on-book NNPA stood at -1.0% • Have made total Expected Credit Loss (ECL) of 3.9% as against our GNPA of 2.9% for on-book portfolio Capital and Liquidity SATIN Continue to maintain a healthy balance sheet liquidity with Rs. 1,962 crore of surplus funds as on 30th Sep'20, leverage of 3.6x • As of 30th Sep 20, CRAR stood at 32.33% which is well above regulatory requirements, having a robust ALM position • • Have undrawn sanctions worth Rs. 1,063 crore as on 30th Sep'20. More loan applications in advanced stage of processing • During 1HFY21, the Board of Directors of the Company, considered and approved the fund raising by way of the Rights Issue of Rs. 120 crore. The Company has successfully raised Rs. 120 crore via Rights Issue of partly paid equity shares in the ratio of 48:125. The issue was oversubscribed at 123% The Company has made first call of Rs.15 per share on application and balance amount would be called via one or more subsequent calls as may be determined by the Board/Committee of the Board, from time to time Socially Responsible At The Time of COVID - 19 • Contribution to PM Cares Fund and CM Relief Fund in Assam • Distribution of Ration Kits and other essential items for CoVID and Flood affected districts in Bihar and West Bengal • Distribution of Masks and other safety items 5
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