Investor Presentaiton

Profit & Loss Statement equitas Equitas Small Finance Bank Particulars (in Rs Cr) Q4FY21 Q4FY20 YOY% Q3FY21 QoQ% Interest Income from Loans 736 668 10% 773 -5% Income on Investments 59 37 59% 60 -2% Interest on balances with Reserve Bank of India and other inter bank funds 23 20 15% 24 -4% Total Interest Income 818 726 13% 857 -5% Finance Cost Interest on deposits Interest on RBI / inter-bank borrowings Other interest Total Finance Cost Net Interest Income 275 201 37% 259 6% 1 6 -83% 2 -50% 94 94 112 -16% 370 302 23% 373 -1% 449 424 6% 484 -7% Other Income Processing and Other Fees 61 44 39% 50 22% Interest on Securitization / Assignment 0 1 -100% 3 PSLC Fee Income 45 9 400% 17 165% Gain on Sale of G-Secs 2 2 38 -95% ATM Acquirer Fee Income & TPP Income 15 10 10 50% 17 -12% Others 55 8 588% 22 150% Total Other Income 178 74 141% 146 22% 35

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