Commercial Bank Investment and Financial Health Review

Investment Portfolio - 30 June 2020: High Asset Quality with 84.8% of the Portfolio Invested in HQLA Government Bonds Investment Portfolio - 30 June 2020 vs 30 June 2019 Investment Other debt sec 9.8% Equities I Investment 1.9% I Funds I 0.1% Other debt sec 12.6% Equities 2.5% Summary Investment portfolio up 14.1% to QAR 26.8bn v Jun 2019 Driven by purchase of highly rated sovereign bonds Investments in highly rated Sovereign Bonds provides stability to the portfolio and makes it less volatile ♦ 84.8% Government Bonds ◆86.0% AAA+ to A-rated securities Funds 0.1% Investment Portfolio by Credit Rating Government Bonds 88.2% H1 2019 Investment Portfolio Evolution (QAR million) Government Bonds 84.8% H1 2020 18% I 17% 19% Credit Rating Portfolio Weight 16% 14% 12% AAA+ to A- 86% BBB+ to BB- 5% 26,844 26,770 22,206 23,463 B+ to B- 7% 19,629 15,377 Unrated 2% 2016 2017 2018 2019 I Investment securities H1 2020 I H1 2019 -% of Total Assets 26 55

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