Dave Investor Day Presentation Deck

Improving ExtraCash Portfolio Performance Q4 '20 Avg: 5.92% Dave® 4.34% 2020 9% Improvement 3.93% 2021 Q4 '21 Avg: 3.49% (+41% improvement YoY) Demonstrated ability to scale total volume and per unit size, while maintaining consistent portfolio performance ~2% overall loss rates Note: Credit Performance calculated as: percent of total credit receivables created in a particular calendar month collected through the 28th day of the subsequent calendar month; chart reflects average of monthly results 48

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