DCB Bank Financial Highlights

NIM, Yield and Cost of Funds DCB BANK Year Ended FY 2014-15 FY 2015-16 FY 2016-17 FY FY 2017-18 2018-19 FY 2019-20 FY 2020-21 Q4 FY 2020-21 Net Interest 3.72% 3.94% 4.04% 4.16% 3.83% 3.67% 3.59% 3.46% Margin (NIM) Yield on Advances 12.63% 12.52% 12.03% 11.41% 11.29% 11.50% 11.06% 10.65% Cost of Deposits 7.67% 7.48% 6.91% 6.37% 6.61% 6.96% 6.49% 6.38% Cost of Funds 7.78% 7.54% 7.00% 6.51% 6.75% 7.10% 6.62% 6.48% DCB Bank Limited 11 11

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