Sterling Bank National Branch Network

33 33 Strong Liquidity position -5% 10% 50% 51% 47% 47% Liquidity Ratio Liquid Assets Split 27% 9% FY 2009 8% Liquidity Assets Ratio 73% 56% FY 2009 FY 2010 5% 18% FY 2010 4% ■ Comments Liquidity ratio of 47% above regulatory benchmark of 30% ■ Investment Securities rose on the back fewer opportunities for quality risk asset creation. Cash Interbank Treasury Bills Investment Securities 1. Sterling Bank The one-customer bank.

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