Q3 2016 Trading Results and Provisions for Credit Losses

Total Portfolio: $191 billion Canadian Residential Mortgage Portfolio (Spot Balances as at Q3/16, $ billions) $93.1 $9.8 Average LTV Insured Uninsured of uninsured 59% 41% mortgages is 50%¹ $83.3 $31.6 $30.2 $3.6 $6.3 $15.3 $1.6 $11.9 $25.3 $26.6 $0.2 $8.9 $0.6 $13.7 $11.7 $8.3 Ontario B.C. & Territories Alberta Quebec Atlantic Provinces Manitoba & Saskatchewan ■Freehold - $169B LTV calculated based on the total outstanding balance secured by the property. Property values indexed using Teranet HPI data. Some figures on bar chart may not add due to rounding. ■Condos - $22B อล (2) 29 29

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