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Investor Presentaiton

羔 Business Performance Profit before tax 5,734 2020 Operating income 6,092 3.2% Strong ability to go through the cycle 6,289 Net profit 2021 2022 14,515 13,048 13,465 4,859 4,566 2020 Net interest margin 5.3% 5,117 2021 2022 2.27% 2.06% 1.74% 2020 2021 2022 2020 2021 2022 (RMB in millions)
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